Do you have European Health Insurance Card (Ehic)?

Some of you may be like skiing, specially IF there is someone special next to you right? (Come on, nobody want to skiing alone). And you think that you need a ski health insurance, just in case something bad happen. You than apply for European Health Insurance Card (Ehic), and have been approved. Huraaay……..WAIT!!!

Do you think that would protect you from excess cost? NO!

It will not cover costly extras such as an air ambulance, personal liability, trip cancellation, or loss of baggage, and should not be viewed as a substitute for insurance. (WHAT?) Yes, that’s the truth my friend. Some of the cost would not be covered by EHIC.

To have a proper ski health insurance, you can do following (taken from Telegraph):

  • Don’t forget to buy travel insurance and make sure the policy includes winter sports cover. Don’t rely on the limited cover provided by a European Health Insurance Card.
  • Check whether activities such as glacier-walking, skimobiling and cross-country skiing are covered.
  • Read the small print before you head off-piste, as some insurers may cover you only on condition that you stay within a certain number of metres from a run or authorized skiing area.
  • Take your insurance documents with you so you have phone numbers and details to hand in the event of an injury
  • Make sure you read every detail in your policy, even the little one in the bottom of the page. Please, be careful if you apply for ski health insurance because some insurance company would only insure you only if you under professional instructor. And if you skiing or snowboarding while drunk, you might as forget about health insurance claim, because you will ABSOLUTELY not going to get one!

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